5 million have dropped ACA insurance after Trump and the GOP let prices skyrocket
Source: NPR
Updated June 27, 2026 10:24 AM ET
Far more people than previously known have dropped Affordable Care Act health insurance for 2026, according to data released Friday. Five million fewer people are currently enrolled in ACA marketplace plans compared to the record high reached last year. More than 1 million fewer people picked a plan for 2026, and then 4 million more either disenrolled or failed to pay their premiums and therefore dropped coverage.
Prices in the market skyrocketed after President Trump and Republicans in Congress failed to extend extra financial help for enrollees last year. The Department of Health and Human Services published a report about the data on its website Friday. The report says 19.2 million people are currently enrolled in ACA insurance now. At its high, 24.2 million people were in the ACA marketplace in 2025, according to government figures. The steep drop in enrollment reflects what insurers, administrators, and other health policy experts expected earlier this year.
After initial sign ups were lower than last year, they predicted that the picture would get worse as time went on and people found they could not afford to pay their premiums. "The main takeaway is that enrollment is down 13% from last year," explains Cynthia Cox, director of KFF's Program on the ACA. "While the Trump administration attributes this drop in enrollment to their attempts to address fraud, this coverage loss happened at the same time millions of people faced double or even triple digit increases in their premium payments with the expiration of enhanced tax credits."
The idea that the growth in enrollment was due to massive fraud is a theory advanced by the Paragon Health Institute, a conservative think tank that's influential in the Trump administration. Many health policy experts are skeptical. They say the increase in enrollment during the pandemic is not suspicious. It was a predictable consequence of Congress's investment of billions of federal dollars in making premiums more affordable the enhanced premium tax credits.
Read more: https://www.npr.org/2026/06/26/nx-s1-5860746/aca-health-insurance-subsidies-rates-premiums
Link to HHS Office of the Assistant Secretary for Planning and Evaluation (ASPE) REPORT site - ACA Exchange Enrollment in 2026
Link to HHS Office of the Assistant Secretary for Planning and Evaluation (ASPE) REPORT (PDF) - https://aspe.hhs.gov/sites/default/files/documents/f5f29954221d5b5713070ac2541fda8e/aca-enrollment-report-2026-final-version.pdf
lostincalifornia
(5,667 posts)voting third party, or those idiots who thought it was a good idea to give someone who tried to overthrow the government a second chance.
2000, 2016, 2024
the definition of insanity is doing the same thing over and over and expecting different results
wolfie001
(8,202 posts)Sorry about the language but in this case it's appropriate. Also, the same shit in 2016. A lot of just plain stupid American morons. 2000 and 2004 are a couple of other fuck-ups. So now we're here...........
lostincalifornia
(5,667 posts)sop
(19,894 posts)PatSeg
(54,053 posts)Republicans have been trying to destroy the ACA (ObamaCare) from the beginning.
Auggie
(33,382 posts)Jacson6
(2,326 posts)The insurance bill was $15k but I only paid $1k in medical bills. Insurance does pay for it's self.
Mark.b2
(844 posts)Last edited Sat Jun 27, 2026, 03:26 PM - Edit history (1)
at 55 or 56. I have a couple former coworkers that are 57 and 59 who both retired in December. They both opted to just self-insure. I asked them both why they didnt get a major medical/catostrophic plan to cover everything over, say, $25k or so. I remember by grandparents having something similar years ago. They said those types of plans are not allowed anymore?!
I wonder how many people have just decided paying thousands in premiums just to go to their GP twice a year isnt worth it?
efhmc
(17,299 posts)Escape
(550 posts)they orchestrated it.