Extended car warranties are famous for denying repairs if they can find any fault to be blamed on you.

[Norrrm]

Extended car warranties are famous for denying repairs if they can find any fault to be blamed on you.
Loopholes for parts not covered.
Any failure of maintenance such as missing an oil change by mileage or time.
Sometimes their maintenance requirements are more stringent than what the manufacturer recommends.
The sales pitch does not emphasize the conditions/loopholes.

Dealers push them but it's just a sales product to them.
Dealers do not administer them.
Repair shops hate them.
They are Johnny-on-the-spot when you want to buy.
It's elevator music when you call for repair authorization.

Ask the person trying to sell it to you if they will sign a paper representing themselves and the dealer that you satisfy all required pre-conditions for repairs.
Doubtful, eh?
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Mechanic's View of Aftermarket Car Warranties

[Norrrm]

1. The Toyota dealer was really pushing their off-brand extended warranty.

The Toyota dealer was really pushing their off-brand extended warranty.
Lots of emails and letters.
I called and asked if they had some literature to review.
Nope. They were just like the scam calls from India.
They want you to buy it over the phone on just the verbal claims.

[exboyfil]

2. Been happy with my Subaru Extended Warranty

But I was warned to keep up with all planned maintenance. Given how elaborate modern cars are, this is a good suggestion (very tight clearances sensitive to contamination and condition of oil, hydraulic fluid, etc). My Subaru has had some problems (VVT oil control valves (4) replacement, wheel bearing, and HVAC blower). The valves are a known problem with my Subaru, and the fault also takes out the ECU.

I inherited my mom's 2011 Versa, and I absolutely love that car (less than 60K). Hope I can keep the car going to retirement (six years). At that point we go down to one car anyway.