Wow, just wow! Am I lucky or what?

[Grim Chieftain]

We got a piece of mail yesterday from our home mortgage company. I assumed it was a bill for the house payment. But alas! It was a check for escrow overage - for $0.03! Yes, really! Three cents!

It took more money to mail the darn thing than the check is worth

Good grief, the hits just keep coming.

[Irish_Dem]

1. You can't even cash it since there are no more pennies?

[Grim Chieftain]

2. Good grief!

I hadn't even thought of that.

[Nittersing]

3. LOL

Tell 'em they need to round it up!!

[Irish_Dem]

6. He will have to get into fisticuffs to get the nickel.

[unblock]

4. I'll take the under!

Basically the same situation. We sold our house in November, and somewhere in the process, probably misalignment regarding interest rounding, there was $0.01 left over.

So we got a check in the mail for $0.01.

[2naSalit]

5. Don't spend it all in one place.

[Soul_of_Wit]

7. My ex-dentist was dunning me for less than a dollar, instead of writing it off

This started years after I stopped being a patient. I suppose the stupid should work in both directions.

[Irish_Dem]

8. How much will it cost you to drive to the bank to cash the .03 check?

[Wicked Blue]

9. Can you lend me a penny?

I'll pay you back next Tuesday.

[CanonRay]

10. Where are you going to spend the windfall?

[Grim Chieftain]

11. Well, I could say, but the lounge is a politics free zone

Let's just say it has something to do with buying a clue...

[MIButterfly]

12. Years ago, I bought new furniture for an apartment I was going to move into

I used the furniture company's 12-months-same-as-cash deal. A co-worker told me how she had paid her furniture from this company off three weeks early and they kept hounding her for more money, so I paid it off a month early. Sure enough, I got a letter (with a 34 cent stamp on it) from them saying that I still owed a penny and if I didn't pay that penny within five days, I would have to pay over $200 in interest from day one. I called them up and told them I had paid it off to the penny and didn't owe them anything and that's the last I ever heard about it. The company later went out of business.

This was back before companies that had same-as-cash deals didn't give you a minimum amount to pay every month; you paid how much you wanted whenever you wanted.

[Deuxcents]

14. Someone told me a long time ago that when you payoff a debt, always write Paid in full" in the memo of the check

I’ve done that and never had a problem..don’t think there should have been a problem but just saying..

[MIButterfly]

19. I did.

At the time, I was going back to college to become a paralegal and one of the instructors, who was also a lawyer, had told us to write "cashing of this instrument constitutes payment in full" on the back of a check. So that's what I wrote on the last check I sent them. Apparently they didn't read it! Or maybe they just ignored it, thinking I would be so intimidated by the threat of having to pay over $200 in interest that I would just send them a check for a penny. Or maybe they were just incompetent. Who knows?

[Deuxcents]

22. I'm of the understanding that if they accept your payment with paid in full, they cannot ask for anything more

[MIButterfly]

24. Thats what I thought.

Maybe they pulled that "you still owe a penny" on everybody and when people didn't pay up in five days, they gouged them for the interest. Who knows?

[StarryNite]

13. Congratulations! Lunch is on you!

[OGBuzz]

15. Invest!

At current interest rates in about 75 years it should be worth $1.

[Jacson6]

16. A while ago I got a notice from class action law firm. It was 67 cents

I made them mail it to me because I didn't want the damn lawyers to get it.

[Permanut]

17. Okay, now that the excitement is over..

It's time to do some serious planning - you know, college for the grandkids, that sort of things.

[Grim Chieftain]

18. Love it

[LudwigPastorius]

20. Reminds me of a bit Spy magazine did years ago.

In one stunt, the magazine sent tiny checks to prominent New Yorkers to see who would cash them. Those who did received a series of checks, each diminishing in size. For [a certain real estate developer with bad hair], the checks kept coming.

CARTER: He cashed the 64-cent and the 32-cent check. Then we sent out 16-cent checks to people, the people who'd signed the 32-cent check. And only two people cashed the 16-cent check, Adnan Khashoggi and [a certain real estate developer with bad hair]. So if we had designed it, we couldn't have designed it any better.

https://www.npr.org/transcripts/469209254

[JMCKUSICK]

21. Looks like you got their two cents worth, plus interest lol.

Have you thought about investing......in penny stocks?

[usonian]

23. I'll see your three cents and raise you NOTHING.

Cash it fast. By my dubious calculations, that's worth about 40 MicroBitcoin this morning.

[barbtries]

25. I seriously doubt

that any human being had anything to do with generating that check.

AI's a bust.

[Grim Chieftain]

28. I hope that's the case

[pat_k]

26. Woohoo! Such bounty!!

[FSogol]

27. Report it lost and ask them to mail you a new one. Repeat. After a few months, ask for interest on the unpaid return.

[rurallib]

29. with luck like this it is time to invest that in a

lottery ticket!