Revisiting the Equifax Security Breach
Yesterday tried to create an account on the Social Security website. As I was entering personal information I saw that they were asking me what my monthly payment is for a car loan. Well, I don't and never have had a car loan. My current car was a gift and it's now 17 years old. So no loans. Evah.
Then when I answered it "wrong" (from SSA's point of view) they booted me off the site for 24 hours while I got my reality to fit with theirs.
I called SSA this morning and the agent told me that SSA uses Equifax for their data. Back in March I had found out that I was part of the original breach. But I didn't do anything about it because the options confused me.
So now I'm a victim and I think someone has been draining my bank account and taking out loans in my name.
Anyone have any ideas about what I can/should do this late in the game.?
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You should be checking your bank account information at least one a week. Then you would know if someone were draining it. I guess I don't have enough money in mine NOT to realize if someone was taking it. 
And like the person above says, the credit systems can and do make mistakes. And the security questions are a joke if you are a certain age. You'd have to have an extraordinary memory of certain info (for example a mortgage lender if yours was bought and sold many times from 25 years ago). Sometimes I think they put all wrong answers just to see if it's really you.
If you do find you've been a victim, start by putting a freeze on everything. The credit company websites have information on how to do this and move forward.