MEDICARE Applications Raise Anxiety For Seniors In Pandemic; Delays, Penalties
- 'Medicare Applications Raise Anxiety For Seniors In Pandemic,' Associated Press, April 29, 2020.
WASHINGTON (AP) At greater risk from COVID-19, some seniors now face added anxiety due to delays obtaining Medicare coverage. Advocates for older people say the main problem involves certain applications for Medicares Part B coverage for outpatient care. It stems from the closure of local Social Security offices in the coronavirus pandemic.
Part B is particularly important these days because it covers lab tests, like ones for the coronavirus.
Social Security handles eligibility determinations for Medicare, and while many issues can still be resolved online, some require personal attention. That can now entail hold times of 90 minutes or more to reach Social Security on its national 800 number, according to the agencys website.
Even in normal times, signing up for Part B could be tricky for people who worked past age 65 and kept their workplace coverage. People need to apply separately for the outpatient coverage, and provide Social Security with documentation of their employer policy, to avoid hefty late-enrollment penalties.
Fred Riccardi, president of the advocacy group Medicare Rights Center, said an already cumbersome process has been exacerbated by the pandemic shutdown, raising the risk that some seniors will fall into a coverage gap or end up owing penalties. We are concerned that people who are eligible will go without coverage due to unnecessary administrative barriers and the lack of information from federal agencies, said Riccardi. The problem is serious. His organization is among groups asking Congress to hold seniors harmless from Medicare application problems during the coronavirus emergency. Its unclear how many are affected.
Social Security declined several interview requests and instead sent The Associated Press written responses to questions. The agency said it has seen an increase in requests for Part B enrollment because of older workers losing job-based coverage. Social Security said it worked with the Centers for Medicare and Medicaid Services to waive certain signature requirements for Part B forms during the pandemic and has set up a dedicated fax number to receive applications.
Social Security gets credit for trying, said Leslie Fried of the National Council on Aging, but that I dont know anyone who has a fax machine anymore. With the economy shedding millions of jobs, older workers going from employer coverage to Medicare can find themselves in a holding pattern...
Read More, https://apnews.com/e0f88d0b0f392d0e8fb79365c856beee
JustABozoOnThisBus
(23,757 posts)At least it could. Now there's no landline to plug into. I guess it's just a monument now.
I had to fax something recently. It was a (small) expense to get a fax app on my i-phone. It worked fine.
appalachiablue
(42,892 posts)had to fax smthg. it was done at FedEx (Kinkos) several years ago.
I've still been going to Fed Ex on those odd occasions when faxing is needed. Good to know.
appalachiablue
(42,892 posts)things are changing these days, esp. digitally you never know.
As a result of CV, my bank is now pushing hard for setting up all online transactions and I'm not there yet. Some utilities are doing this as well. ~ Good luck.
Lulu KC
(4,146 posts)Banking, paying bills, you name it. But anything financial I do from home, not from my phone, which just feels too vulnerable.
appalachiablue
(42,892 posts)and all hell going on it's going to take some time.
Lulu KC
(4,146 posts)I never lose pieces of paper anymore, or forget to pay anything. Initial learning curve and then smooth sailing. Good luck but most of all stay well!
appalachiablue
(42,892 posts)necessary issues now-- like health and safety and more. Eventually the online transition will come together.
Take care as well in these serious times!