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DFW

(60,822 posts)
17. I'm a legal resident here, so you heard wrong
Thu Jun 25, 2026, 06:44 PM
Thursday

It costs more or less the same everywhere in Northern Europe. What I had costs thousands no matter where you have it done. How it is financed is what makes the difference. If you are a GERMAN citizen (or legal resident) and either working, destitute or over 65, THEN you are insured by law. If you fall through the cracks, like my wife, who is German, did from age 60 to 65, you either get their version of COBRA or hope to the Great Pumpkin that you don't get sick. At 65, her German version of Medicare kicked in, and she was covered again. By the way, at age 64, she did get a deadly (as in no one survives) for of cancer, and the insurance I was paying for covered it. She was that one in ten thousand that DID survive it. The treatment was brutal and she was in the hospital for a month, but that was ten years ago, so it was worth it.

No one here builds hospitals for free. Medical staff does not work on a volunteer basis. Manufacturers of medicine do not donate their products out of charity. It is FINANCED differently. It is PAID FOR differently. But it does cost a lot, and it does get paid for--just not always by the people being treated. As I am not a German citizen, and I work for an American employer. I am expected to pay full German taxes (AND American taxes, with minimal deductions), to the tune of about 73% total income tax, and get NOTHING for it in Germany. No health insurance, no pension, no NOTHING except just gimme yer money! Heil Honecker!

Different countries have different rules pertaining to foreigners needing care who have neither citizenship nor residence nor a job with an EU employer. Some are very "generous," but force their own taxpayers to foot the bill. Those people who got treatment while visiting Denmark or Finland and paid under $100 did so on the backs of Danish or Finnish taxpayers. It was NOT free. Germany does not force its own taxpayers to pay for the health care of those who are passing through and need treatment. They expect those people to pay up, and submit the bills to their own insurance in their own countries. They do not feel that visitors have the right to freeload on the back of German taxpayers. I can't say that I blame them, but I pay six figures in taxes to the German government per year and get NOTHING in return. I don't find that fair, either.

Recommendations

1 members have recommended this reply (displayed in chronological order):

30 years ago lapfog_1 Thursday #1
We can only hope popsdenver Thursday #2
I can't look. Thanks for posting. I just can't look. Have a great day. twodogsbarking Thursday #3
It was peanuts compared to what you'd pay back in the USA DFW Thursday #9
I'm glad to see you posting today& that you are well enough to do so. irisblue Thursday #4
Thanks for the kind words! DFW Thursday #6
Best wishes DFW and thanks for the perspective. ED Evolve Dammit Thursday #5
No sweat! I haven't been in an American hospital overnight since 2011. DFW Thursday #7
Here's our Canadian Health story Tripper11 Thursday #8
Here in Germany DFW Thursday #14
Stay Well DFW! We love your posts from across the pond. joanbarnes Thursday #10
If I have not been the cause of fatal boredom DFW Yesterday #37
Heheh blm 20 hrs ago #52
Ain't freedom to choose your poison relogic Thursday #11
Actually, my Doctor in Dallas said I was right to get the procedure done in Germany DFW Thursday #15
Yes relogic Thursday #18
I left Pennsylvania in 1975, so I'm in the dark about what it is like there now DFW Thursday #20
My dear PA relogic Thursday #22
We love you, DFW. So happy to hear that everything is going well for you! ❤️ littlemissmartypants Thursday #12
As well as can be hoped for, anyway!! I am grateful for your comment!! DFW Thursday #21
Many Happy Returns to your bride and condolences for the loss of her mom. ... littlemissmartypants Thursday #23
It's amazing what can happen in fifty years! DFW Thursday #24
It really is! 🌞❤️ littlemissmartypants Thursday #25
Northern Germany, my husband's father Tree Lady Thursday #29
You can still get the citizenship without moving there right away. DFW 22 hrs ago #42
Happy for your outcome but disappointed in the bill......... KS Toronado Thursday #13
I'm a legal resident here, so you heard wrong DFW Thursday #17
The 19% VAT tax is also used to pay for many of those "free" services MichMan 20 hrs ago #55
My Angiogram cost $20k 14 yrs ago. Jacson6 Thursday #16
Now THAT is a typical horror story, the likes of which I hear often DFW Thursday #19
Living the life. Love that you are at it. cachukis Thursday #26
I'm still alive DFW 22 hrs ago #43
Wisdom pays dividends. cachukis 21 hrs ago #44
Wow, what a great happy ending story! DFW 21 hrs ago #45
The best of times, the worst of times. cachukis 20 hrs ago #46
Sometimes the simple things stand out DFW 20 hrs ago #47
My grandfather was a supervisor in the Back Bay cachukis 20 hrs ago #49
Thanks, we intend to try! DFW 20 hrs ago #54
The Scots certainly woke it up. cachukis 19 hrs ago #56
It would be basically free here in Sweden, so there's that. Celerity Thursday #27
Is that for legal residents, or anyone who shows up? DFW Yesterday #33
Legal residents. You do not have to be a citizen, just be living here legally. You cannot (of course) come here as a Celerity Yesterday #35
Medical tourism was, for a while, at least, a concern in Canada DFW Yesterday #36
This message was self-deleted by its author Celerity Thursday #28
I'm glad you are doing well MustLoveBeagles Thursday #30
Thanks! DFW Yesterday #34
Glad you are ok. I slipped and fell on stairs in a hotel in Beilstein, Germany and dislocated a finger. surfered Thursday #31
That sounds typical for all three countries DFW Yesterday #32
We are in Germany Old Crank 23 hrs ago #38
If either of you had a German employer, that made all the difference. DFW 23 hrs ago #40
We took TK insurance Old Crank 18 hrs ago #58
Thanks! Yes, it so seems to have been successful. DFW 7 hrs ago #59
My daughter did her BA abroad in France - TBF 23 hrs ago #39
Germany is different, not surprisingly. DFW 22 hrs ago #41
Recommended. H2O Man 20 hrs ago #48
A socialist country here in Europe. DFW 20 hrs ago #50
Medical care and education. H2O Man 20 hrs ago #53
Hospital Bill here in Canada (for Canadians, naturalized included) Justice matters. 20 hrs ago #51
Canada seems to have learned from the mistakes of other countries. DFW 7 hrs ago #60
I've been thinking of you... róisín_dubh 19 hrs ago #57
My last cardiac episode in the USA was in 2011. DFW 7 hrs ago #61
I still feel that it should be completely free, paid with higher taxes Polybius 3 hrs ago #62
Thanks for the well-wishes DFW 1 hr ago #63
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