Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

Random Boomer

(4,304 posts)
21. There is no standard cost for Part D coverage
Sat Dec 7, 2024, 11:30 PM
Dec 2024

I pay $10/month and my wife pays more like $95/month. I have a lot of prescriptions, but they are for common and widely prescribed drugs like lisinopril and levothyroxine. She, on the other hand, has quite a few much more expensive drugs for autoimmune disorders.

To figure out which policy best covers each of us, I used the Medicare comparison tool. You enter which prescriptions you're using, then it generates the top couple of policies that cover those drugs for the least cost. Some are higher monthly costs, but no deductible. Others are cheaper monthly, but higher deductible. Find the one that best suits your financial situation.

You can change the plan every year during open enrollment, so if you go on new meds, you can shop for a different coverage policy the next time around.

https://www.medicare.gov/plan-compare/#/?year=2025&lang=en

Recommendations

0 members have recommended this reply (displayed in chronological order):

for $50 what extra benefits are you getting over regular medicare nt msongs Dec 2024 #1
Part D MichMan Dec 2024 #2
Thank you. Is what I relayed in Reply 3 still true Ilsa Dec 2024 #4
I have parts A&B. This is the drug plan. Ilsa Dec 2024 #3
That's about mine XanaDUer2 Dec 2024 #5
thank you. nt Ilsa Dec 2024 #8
I have traditional Medicare XanaDUer2 Dec 2024 #10
Whatever state you live in, you should have a SHIIP office. 1WorldHope Dec 2024 #6
I don't pay anything for Part D but am enrolled with _____. I don't think I'm allowed to say here. Deuxcents Dec 2024 #7
That's about what mine is. There are cheaper plans. But even if you find one that covers all your current meds, Silent Type Dec 2024 #9
Well i feel like a fool. Janeyre Dec 2024 #11
no, you are not. It is criminal this whole Medicare process is SO complicated, involved, screwy. CurtEastPoint Dec 2024 #12
🙂 Janeyre Dec 2024 #15
Wait, what? Random Boomer Dec 2024 #22
Check with your pharmacy if the insurance plan or a discount card is cheaper. nature-lover Dec 2024 #13
checking into wellcare Kali999 Dec 2024 #14
Cigna Kali999 Dec 2024 #16
Dunno. There is one plan that is $0.00 (no cost) SheltieLover Dec 2024 #17
You might be eligible for the Low Income Subsidy choie Dec 2024 #18
Definitely contact your SHIIP office. SharonClark Dec 2024 #19
My husband and I both have the same drug plan. Blue Dawn Dec 2024 #20
There is no standard cost for Part D coverage Random Boomer Dec 2024 #21
Latest Discussions»Support Forums»Seniors»Does $50/mo sound right f...»Reply #21