Social Security & Medicare

Skittles

(170,006 posts)

40. problem is

Sun Jan 11, 2026, 09:05 PM

Jan 11

people are "saving money" with these scams, then switching to original Medicare when the big costs happen........this is costing the taxpayers WAY more than if MA did not exist

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Switching from Advantage Plan (which left my area, creating a qualifying event) to Original Medicare. Here's Why [View all] Joinfortmill Oct 2025 OP

I switched from an advantage to regular Medicare about 10 years ago Walleye Oct 2025 #1

Thom Hartmann predicted a year ago gab13by13 Oct 2025 #7

But still, 53% of beneficaries choose Medicare Advantage because they believe it is more affordable for them. Silent Type Oct 2025 #10

"... they believe it is more affordable." Grins Oct 2025 #32

Like I said, you get a choice. If Medicare is better for you, take it. If MA is better, take it. But don't try to take Silent Type Oct 2025 #34

I would be doing tradtional Medicare + a plan to cover my meds, but I chose Medicare Advantage for dental and vision iluvtennis Oct 2025 #33

Exactly, it's a choice. MA is definitely better for some people, others not. Silent Type Oct 2025 #35

My daughter is an RN case manager for home care Freddie Oct 2025 #27

Not exactly true. Traditional Medicare has very detailed coverage rules that prevent some questionable claims. Silent Type Oct 2025 #39

Will do. Joinfortmill Oct 2025 #11

Good for you. Luckily, I learned about Medicare Supplement and ignored the "advantage" propaganda. we can do it Oct 2025 #2

Are there restrictions on switching from Adv. to Medicare? nt Ilsa Oct 2025 #3

Yes IbogaProject Oct 2025 #5

Thank you very much. nt Ilsa Oct 2025 #20

The issue is getting a Medigap supplement Abnredleg Oct 2025 #6

Thank you very much. nt Ilsa Oct 2025 #18

Yes, some, unless there is a s qualifying event. Joinfortmill Oct 2025 #13

Thank you very much. nt Ilsa Oct 2025 #16

Original Medicare? Sanity Claws Oct 2025 #4

Advantage Plans include Parts A and B Abnredleg Oct 2025 #8

Plain Medicare certainly covers doctors visits. gab13by13 Oct 2025 #9

Medicare covers part A & B. Joinfortmill Oct 2025 #14

Medicare Part A (hospital, etc.) deRien Oct 2025 #24

Original Medicare is both Part A and Part B Bob_in_VA Oct 2025 #31

OP--there's a lot of misinformation in this thread. marybourg Oct 2025 #12

Everyrhing I posted is absolutely true to my experience Joinfortmill Oct 2025 #15

I wasn't referring to your information. marybourg Oct 2025 #21

SHIP? Sanity Claws Oct 2025 #17

This: marybourg Oct 2025 #22

Thanks Sanity Claws Oct 2025 #26

I've been to three different SHIP advisors and they all were Advantage cheerleaders. Not so much for Trad Medicare. mitch96 Jan 14 #41

Be aware, Supplemental Plans will only cover you once without a full medical history. lark Oct 2025 #19

It's complicated, for sure. Joinfortmill Oct 2025 #23

My plan was not being offered in 2026 so I was able to switch EverHopeful Oct 2025 #25

Last year a friend who had Medicare Advantage was informed that her insurer was no longer doing business in her area. Lonestarblue Oct 2025 #28

Summation: the Advantage Plan that sounds so good today can bite you in the ass tomorrow Auggie Oct 2025 #29

Good advice. Joinfortmill Oct 2025 #30

problem is Skittles Jan 11 #40

If you can afford it, always get real Medicare. If you MUST get Advantage due to financial reasons, make sure you Fil1957 Oct 2025 #36

Your health history might prevent you getting a Medigap plan** NGeorgian Oct 2025 #37

Medicare Supplemental plans can be very expensive. Sogo Oct 2025 #38